Southern California COVID-19
Small Business Resources
We've compiled a list of resources that might be useful to your small business during these difficult times. There are many different programs being offered at different levels of government and within local communities, these are some we are aware of. Be sure to check with your city and county for more complete information about programs in your area.
FEDERAL AND STATE LOAN PROGRAMS
COVID-19 Economic Injury Disaster Loans (EIDL)
This loan provides economic relief to small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue. Specifically it helps with working capital and normal operating expenses (i.e. continuation of health care benefits, rent, utilities, and fixed debt payments). For more information and instructions on how to apply, visit the EIDL Program website.
SBA Express Bridge Loans
This program enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. For more information, visit the SBA Express Bridge loan website.
SBA Debt Relief
The SBA is providing a financial reprieve to small businesses with existing SBA loans during the COVID-19 pandemic. If you have a current loan with us, and you have questions about your loan, please reach out to David Poole (909) 792-3803. For more general information, visit the SBA Debt Relief website.
IBank Disaster Relief Loan Guarantees
One of the The California Infrastructure and Economic Development Bank (IBank) Small Business Finance Center’s loan guarantee programs is designed for Disaster Relief and is currently available to small businesses needing assistance to overcome economic injury caused by COVID-19. Visit the Ibank website for more information.
Credit Union of Southern California Emergency Loan
The Credit Union of Southern California is providing their members with products and services they need to maintain financial stability. If you are a member and have been affected by COVID-19 and need assistance, they may have an Emergency Loan to help. Visit their website for more information on how to apply.
City of Camarillo Business Assistance Loan Fund
The City of Camarillo, located in the heart of Ventura County, is looking to aid small businesses that have been affected by the COVID-19 Pandemic. In partnership with the Economic Development Collaborative, this new loan fund is designed to assist business owners in overcoming some of the hurdles to successful entrepreneurship in this challenging time. Through access to non-traditional funding and no-cost business consulting from the EDC’s diverse pool of knowledgeable advisors, business recovery and development is at your fingertips. All Camarillo-based small businesses are encouraged to apply. Loans may range from $10,000 to $50,000. For more information or to apply visit the EDC website.
California Small Business COVID-19 Relief Grant Program
Round 8: Nonprofit cultural institutions only:
Application window: Friday, August 27th through Wednesday, September 8th.
Eligible applicants: Only non-profit cultural institutions with any revenue size that meet eligibility criteria found at CAReliefGrant.com
Eligible grant award: $5,000 – $25,000
Details: Approximately $16 Million dollars remain under the Nonprofit Cultural Institutions Program. Eligible nonprofit cultural institutions must complete a new application even if they already applied in Rounds 1,2, 5, or 6.; nonprofit cultural institutions that applied in Round 4 do not need to re-apply; grants will only be available to nonprofit cultural institutions that did not receive funding in any previous rounds; grants will be prioritized based on the documented percentage revenue declines based on a reporting period comparing Q2 and Q3 of 2020 versus Q2 and Q3 of 2019.
County of Ventura COVID-19 Business Assistance Grant Programs
The County of Ventura is in it's fourth round of $5,000 Grants for Eligible Businesses and Nonprofits that were not awarded a grant in the previous rounds. Grant funds may be used only for those costs incurred due to the COVID-19 pandemic and the health and safety restrictions, such as business interruptions or closures required by state or local health orders. Application dates are August 19 at 8:00 am to September 2 at 6 pm. For more information visit the County of Ventura's Grant webpage.
eBay Up & Running Grants
eBay is giving back to the small businesses powering America. In partnership with Hello Alice, eBay is awarding more than $500,000 in grants and education resources to help small businesses stay up and running into 2022 and beyond. The application opened August 6, 2021, and closes September 3, 2021, at 6 p.m. ET. For more information visit the Up & Running Grant's webpage.
Black Founder Startup Grant
SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, Twilio, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams. We know this is a small start, and we are hopeful that it will grow. For more information and to apply visit the SoGal website.
KKR Small Business Builders
Created as a key pillar of KKR's COVID-19 Relief Effort, KKR Small Business Builders (SBB) aims to support entrepreneurs and their small businesses around the world. The grants are designed to help business owners sustain their enterprises, maintain or create jobs, and spur economic opportunity as they respond to the ongoing COVID-19 crisis and recover from its resultant economic dislocation. KKR Small Business Builders has an emphasis on companies that are pivoting their business in response to the pandemic; are operated by historically underrepresented groups (HUGs); and/or are providing important community services.
To be eligible, a business must have between 5 and 50 employees, less than $7 million USD in annual revenue, demonstrated need for support, a strong plan for moving forward, and be in good standing with the IRS or their local regulatory body. For more information and to apply, visit KKR's Small Business Builders Grant Page.
City of Tustin Small Business Recovery Grant Program
As part of the Tustin Cares program, the City of Tustin has created a Small Business Recovery Grant Program, which will provide funding to small businesses needing financial assistance in overcoming the temporary loss of revenue due to the COVID-19 pandemic. All eligible businesses are invited to apply. Businesses which have previously received alternative sources of funding such as the Economic Injury Disaster Loan (EIDL) or Paycheck Protection Program (PPP) Loan are eligible to apply. The grant may be used for working capital to cover the day-to-day business operating expenses such as rent/lease payments, mortgage payments, payroll and benefit costs, utility expenses, inventory, Personal Protection Equipment (PPE) or other similar expenses that occur in the ordinary course of operations. Online applications will be accepted from Monday, August 23, 2021 at 9:00 am to Friday, September 3, 2021 at 5:00 pm. Paper applications will not be accepted. Visit the City of Tustin's website for more info.
Mission Viejo Community Development Block Grant Business Relief Grant
The City of Mission Viejo Business Relief Grant Program has been established to provide financial assistance to Mission Viejo Businesses due to the current Covid-19 pandemic. To be eligible to apply for the Business Relief Grant Program, the business must meet criteria established by the City of Mission Viejo and meet all applicable Housing and Urban Development (HUD) and Community Development Block Grant (CDBG) requirements. Grants of up to $10,000 may be awarded to eligible businesses, and grants of up to $2,500 may be awarded for eligible Home-Based Business. Funds are available until they run out. For more information visit the Mission Viejo website.
City of Perris Small Business Assistance Program
The City of Perris is committed to assisting our small businesses during these challenging and unprecedented times. As such, the City has created a local Small Business Assistance Program, which offers up to $10,000 loans to qualifying businesses. For more information the City of Perris has provided a packet of information on who is eligible and how to apply.
City of Riverside Microenterprise Business Grant Program
The Microenterprise Business Grant Program is a United Way Inland Valleys project in partnership with the City of Riverside Community Development Block Grant (CDBG) program, that offers a one-time grant up to $7,500 to help assist Riverside small businesses with their needs during the local emergency. The funds are available until they run out. Visit the City of Riverside's website for more information and to download the application.
City of Chino Microenterprise Business Grant Program
As part of the federal CARES Act, the City of Chino has received and allocated $285,471 in Community Development Block Grant (CDBG) funds to provide grants for low to moderate income businesses. Eligible businesses can receive up to $10,000, or up to 3 months of rental/lease payment assistance, to ease the financial hardship due to a loss or reduction in revenue directly related to COVID-19. The funds are available until they run out. You can get more information and the application on the City of Chino's website.
City of Palmdale Microenterprise Business Grant Program
The Microenterprise Business Assistance Program is a City of Palmdale Community Development Block Grant (CDBG) program that offers a one-time grant up to $10,000 to help assist Palmdale small businesses that were adversely impacted by the COVID-19 local emergency. The funds are available until they run out. You can get more information and the application on the City of Palm Dale's website.
City of Stanton's Small Business Assistance Program
The City of Stanton is proud to announce the CDBG-CV funded Small Business Assistance Program. Grants for the payment of commercial rent and/or commercial utilities (gas, electric, and water) are available to qualified Stanton businesses experiencing financial hardship as a direct result of COVID-19. The funds are available until they run out. Visit the City of Staton's website for more information and to apply.
City of Garden Grove JOBS 1st To-Go Program
The City of Garden Grove is offering Job Retention grants of up to $1,500 to assist local food and drink establishments in purchasing the goods necessary to accommodate take-out and delivery orders, as well as Delivery Service Fees, during the Coronavirus pandemic. Qualifying businesses must retain at least one job and show a decrease in revenue of at least 25% due to the pandemic.
Visit the City of Garden Grove's website for more information and to apply.
City of Santa Ana COVID-19 - Small Business Incentive Program
In response to the Coronavirus Pandemic (COVID-19), the U.S. Department of Housing and Urban Development Community Development Block Grant program has notified the City of Santa Ana that they will receive a formula allocation from the first round of CDBG-CV funding to be used specifically for the prevention of, preparation for, and response to the Coronavirus. This program provides up to $5,000 in the form of a grant, based on reimbursement of eligible business expenses, such as rent. This grant is on a first-come, first-serve basis. For more information and to start the application process, visit the City of Santa Ana's website.
City of Long Beach Business License Tax And Fee Grant For Full-Service Restaurants
The BLTF Grant will provide financial relief to full-service, independently owned restaurants by paying certain business license taxes and fees charged by the City between the period of January 1, 2020 through December 31, 2020. Approximately $1.3 million is available for the BLTF Grant. The grant application opens at noon on Monday, July 26, 2021 closes at 5:00 p.m. on Monday, August 30, 2021. For more information visit the City of Long Beach's website.
GENERAL COVID RESOURCES
The California SBDC's COVID-19 Small Business Survival Guide
The California Small Business Development Center (SBDC) has developed a Small Business Survival Resources Guide related to COVID-19 to help navigate through the chaos COVID-19 is having on our communities. Please reach out to your local SBDC center if you have questions regarding how your business can maximize the available help.
The Small Business Owner's Guide to the CARES Act
This guide provides information about the major programs and initiatives that are available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.
ABA's List of Financial Institution's Response to COVID
The American Banker's Association has created a partial list of publicly announced steps banks of all sizes have taken in response to COVID. The ABA will continue to update this list as they receive additional information. You can find this list on their website.
Hello Alice COVID-19 Business Resource Center
This collective movement, powered by Hello Alice in partnership with Verizon, brings together small business owners, enterprise partners, entrepreneur organizations, policymakers, and individual consumers who are committed to lifting up small business. They have created a Resource Center for small businesses with opportunities and tools tailored to your business. To see if they have information that can help your small business, visit the Business Resource Center website.
Centers for Disease Control (CDC)
Interim guidance for businesses and employers to plan, prepare and respond to coronavirus. Learn More
Department of Labor
OSHA Guidance on Preparing Workplaces for COVID-19. Download Now